HOUSTON · INVOICE FACTORING
Houston’s invoice factoring for growing businesses.
Keep your business moving while customers take time to pay. Faith Capital helps business owners unlock the value of their accounts receivable.
A no-obligation conversation. Direct involvement from our principals.
YOUR CASH FLOW, MOVING FORWARD
Work completed.
Invoices waiting for payment.
Capital for what’s next.
Payroll. Suppliers. Your next opportunity.
FLEXIBILITY FOR YOUR BUSINESS
Flexible invoice factoring for your business.
No invoice minimums
No minimum number of invoices and no minimum dollar amount per invoice.
No long-term contract requirement
Discuss a factoring arrangement that works for your business.
Direct access to our principals
A candid conversation with experienced banking and financial professionals.
Invoice eligibility and written agreement terms apply. Explore the benefits of factoring →
HOW IT WORKS
How invoice factoring works.
01
Discuss your needs
Tell us about your business, unpaid invoices, and customer payment terms.
02
Review your arrangement
Discuss eligibility, advance amounts, fees, and the documentation needed.
03
Put capital to work
Once the arrangement and invoices are approved, use available working capital for your business.
Understand your options before you decide.
What does factoring cost?
Learn the difference between an advance, a reserve, and a fee. Read the cost guide →
What could an invoice release?
Explore a clearly labeled example using your own assumptions. Try the calculator →
Is factoring right for you?
Get answers about invoice selection, contracts, and next steps. Read the FAQs →
A Houston factoring company with personal service.
Faith Capital, LLC was founded by experienced banking and financial professionals to help emerging business owners realize their potential. Our Houston team starts by understanding your situation and discussing whether factoring can help.
Invoice factoring FAQs
What is invoice factoring?
Factoring is the sale of accounts receivable to a factoring company. It can turn eligible unpaid business invoices into working capital before your customer pays.
How is the cost determined?
Ask for a written explanation of the advance, reserve, factoring fee, payment timing, and any other charges. Faith Capital will discuss terms for your situation; the website calculator is illustrative and is not a quote.
Is there a minimum invoice amount?
Faith Capital’s published program has no minimum dollar amount per invoice and no minimum number of invoices. Discuss invoice eligibility and your proposed arrangement with us.
Do I need a long-term contract?
Faith Capital’s published program does not require a long-term contract. Review the written agreement for the terms that apply to your business.
Invoice factoring across industries.
Explore cash-flow needs in staffing, trucking, manufacturing, oilfield services, distribution, and professional services. Invoice and customer eligibility still apply.
Staffing
Trucking
Manufacturing
Make your next funding decision with confidence.
Compare options, understand customer communications, and prepare for a useful conversation.
Compare funding options
Understand the practical differences between factoring and a business line of credit.
Customer communications
Prepare for invoice verification, notices, and payment instructions.
Changing providers
Review your existing arrangement and plan a coordinated transition.
Let’s talk about your cash flow.
Discuss your invoices and business needs directly with Faith Capital. Our guided inquiry asks for your industry, approximate invoice needs, and customer payment terms.